SMARVOOThese Terms of Service ("Terms") govern your use of the website at smarvoo.com and of the apps, platforms and products offered by Smarvoo Enterprise ("Smarvoo", "we", "us"), a business registered with the Corporate Affairs Commission of Nigeria under registration number BN 8922825. By using our website, apps or products, or by making a purchase, you agree to these Terms.
1. Our products
We currently offer:
- a faith-based dream reflection and career discovery platform (web and mobile);
- a Muslim prayer and lifestyle app; and
- smart furniture for homes and offices.
Some features may be in development, in early access or only available in certain countries.
2. Nature of guidance
Content on our platforms, including dream reflections, career insights and daily-life guidance, is provided for general reflection, educational and personal-development purposes only. It is not professional, medical, psychological, legal, financial or religious-ruling (fatwa) advice. Please consult a qualified professional or scholar for decisions that need one. You remain responsible for the decisions you make.
3. Accounts
You may need an account to use some features. You must give accurate information, keep your login details secure and tell us promptly about any unauthorised use. You must be at least 18 years old to buy a subscription or product, or have the permission of a parent or guardian.
4. Payments and subscriptions
- Prices are shown before you pay and are charged in the currency displayed. Payments are processed by our licensed third-party payment partner. We do not store your full card details.
- Subscriptions renew automatically at the end of each billing period (monthly or yearly) until you cancel. You can cancel at any time, and access continues until the end of the period you have paid for.
- We may change prices for future billing periods. We will tell you before a change affects you, and you may cancel before it takes effect.
- Refunds are handled under our Refund Policy.
5. Smart furniture orders
Orders are confirmed when payment is received and we accept the order. Delivery times are estimates. Product images are illustrative, and small variations in colour or finish may occur. Returns and refunds for furniture are covered in our Refund Policy.
6. Acceptable use
You agree not to misuse our services, including by breaking the law, infringing others' rights, uploading harmful or offensive content, attempting to gain unauthorised access to our systems, or reselling our content without permission.
7. Intellectual property
Our apps, website, content, designs and trademarks belong to Smarvoo Enterprise or its licensors. We give you a limited, personal, non-transferable licence to use them for their intended purpose. Qur'anic text and other public religious texts remain in the public domain where applicable.
8. Availability and changes
We work to keep our services available and accurate, but we do not guarantee they will be uninterrupted or error-free. We may update, change or discontinue features. If we discontinue a paid service, we will offer a pro-rated refund for any unused prepaid period.
9. Limitation of liability
To the extent permitted by law, Smarvoo is not liable for indirect or consequential losses arising from your use of our services. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim. Nothing in these Terms limits rights you have under Nigerian consumer protection law that cannot be excluded.
10. Suspension and termination
We may suspend or close an account that breaches these Terms. You may stop using our services and close your account at any time.
11. Governing law
These Terms are governed by the laws of the Federal Republic of Nigeria. We will first try to resolve any dispute informally. If that fails, disputes will be handled by the courts of Lagos State, Nigeria.
12. Changes to these Terms
We may update these Terms from time to time. The date at the top shows when they were last changed. Continuing to use our services after a change means you accept the updated Terms.
13. Contact
Smarvoo Enterprise
Lagos, Nigeria
Email: info@smarvoo.com
Phone: +234 816 539 6171